I am under the belief that I wouldn't want to be economically independent and have my own billions if I had the (very hypothetical) choice. I like the feeling of saving up for something, and buying yourself something little extra once in a while (in the size of a more expensive chocolate bar, not a new ferrari in a colour that matches you new gucci purse).
At the same time, I hate the stress I can feel when there are too many things I need to use my money for (as compared to the total amount I receive for my labour every month), and
all things need to be prioritized somehow.
* New glasses. I cannot things a few meters away properly. It can of course wait another few months, but it is unwise to do so (my headaches may be caused by my poor vision, or I might run over someone with my bike)
* Gift for my mum's 50th birthday. Of coruse I don't
have to get her anything, but I really really want to , it is out of the question not to. It doesn't
have to be expensive, but I really want to give her something special.
* Medicine and therapy. My free-cards for both have recently expired, and I cannot avoid either, that would be very unwise.
*Rent. This is due every month, as usual, and eats of 1/3 of the paycheck. This month it is just extra annoying, due to the other things I need to spend money on.
* Cute Cat needs the progress of his crystallizing urine checked up again. This should be done within 6-8 weeks after he started on his special-food diet, or at least no later than before he runs out of this special food.
* Save money for Australia. I guess this can wait, and will probably be what waits, inevitably sort of. When I have used the money for all the other things above there won't be much left to save.
Well, I am not only the person able to pin-point my problems, I am also a person of solutions.
1. I can just use my money on those things above that I need until I am all out, and take it from there then. Quite stressful solution, just waiting for the inevitable 0 on the account, and hoping that suddenly a solution will present itself then.
2. I can make a budget, see how far this month's money will actually take me, and see if there is something that can wait until next month(s) when I might have more to spare.
3. I can borrow money. I hate to do so, since I don't want to
be that person who can't manage stuff on my own. Especially a lack of money has always been
my problem, the problem I most often encountered and my parents/sister had to help me out of. It was a long time ago since I borrowed money from someone last time, maybe it is time? But I don't want to.
Ah well, just writing about it made me more relaxed, so now I can stop thinking about it for another little while!